Overview: Payment Gateways

Owned by Sarah Holst
Last updated: May 02, 2024

This feature is supported for: all configurations of Aspenware Commerce.

Feature Description

Aspenware Commerce supports resorts in customizing their payment methods to enhance the guest experience with an efficient and secure payment step at checkout. It also allows for seamless integration with the POS for many payment gateways. Within the payment gateway, resorts can carefully enable guests to pay with a variety of methods including credit cards, gift cards, vouchers, and use stored value. Additionally, depending on the selection of payment provider, guests may also use Apple Pay, Google Pay, or PayPal.

Aspenware Commerce offers has integrated with several payment gateway providers in order to offer our resort customers flexibility in customizing their systems. These selections were based on:

  • Country location;

  • Currency used for processing;

  • Acquiring bank/network;

  • POS used (i.e. RTP|One, Siriusware); and

  • Tokenization options.

Gateways Available by Country

Country

Available Payment Gateways

Country

Available Payment Gateways

United States

Braintree, Payeezy, Square, Heartland, Windcave, FreedomPay

Canada

Moneris, FreedomPay, Global Payments, Windcave

Australia

Braintree, Windcave

New Zealand

Windcave

 

NOTE: Affirm, while included in the “payment method” list in nopCommerce, is in fact an “installment payment plan”, and as such can operate alongside other gateways, like Heartland or Payeezy.

NOTE: Kount Command is a freestanding fraud mitigation plugin that can run in tandem with any of our payment gateways (except Braintree), offering resort operators additional insight into customer transactions. Customer must have created an account with Kount prior to enabling this plugin.

Gateway Features

All payment gateways require the resort customer to apply and undergo underwriting and risk assessment, identify their acquiring bank/network, and receive a Merchant ID. The resort customer is responsible for activating additional services, such as American Express or other credit card providers. Resort customers will need to create an ecommerce account, used for processing card-not-present transactions.

Fraud Control:

  • CVV/CVD and AVS (Postal Code) are integral to all of our credit card gateways.

  • 3DSecure is integral to Windcave.

  • Kount is integral to Braintree and Aspenware recommends using that integration instead of the Aspenware Kount Command plugin.

  • Aspenware Kount Command is a freestanding plugin that runs with all gateways except Authorize.net and Braintree. Note that Moneris has integration with Kount Command, but Aspenware customers are encouraged to use the Aspenware Kount Command integration instead to avoid transaction fees from the payment gateway provider in the event of a decline.

Supported Gateways

Aspenware Commerce supports the following payment providers. Following is a comparison of key features to help you select which option you would like to utilize with Aspenware Commerce.

Gateway

Tender Accepted

Fraud Control Features

Integrated to Aspenware Payment Plans

Pass Token to RTP|One

 

Supports Siriusware Native Payment Plans

Captures Additional Data

Gateway

Tender Accepted

Fraud Control Features

Integrated to Aspenware Payment Plans

Pass Token to RTP|One

 

Supports Siriusware Native Payment Plans

Captures Additional Data

Braintree

Mastercard, VISA, JCB, Diner’s Club, American Express, Discover, PayPal, GooglePay, ApplePay

AVS, CVV, Kount is included with provider

NO

NO

Resort Charge - NO

NO

  • Billing address

  • Phone number

FreedomPay

Mastercard, VISA, JCB, Diner’s Club, American Express, Discover

AVS, CVV, Kount Command*

YES

YES

Resort Charge - YES

 

NO

LEVEL 2 and LEVEL 3 (product name, description, price, quantity, discount, tax status)

Heartland (USA)/ Global Payments (CAN)

 

Mastercard, VISA, JCB, Diner’s Club, American Express, Discover

AVS, CVV, Kount Command*

 

YES

YES

Resort Charge -YES

Supports RTP|One Payment Plans.

NO

  • Customer name

  • Billing address

  • Custom field label names

Moneris

Note that the Moneris integration requires the purchase of Moneris' upgraded Vault functionality which is not included in the base version.

Mastercard, VISA, JCB, Diner’s Club, American Express, Discover

AVS, CVV, Kount Command*

YES

NO

Resort Charge - NO

 

NO

  • Customer name

  • Billing address

  • Phone number

  • Custom field label names

Payeezy

  • Retired 1/24

Mastercard, VISA, JCB, Diner’s Club, American Express, Discover

AVS, CVV, Kount Command*

YES

YES

Resort Charge - YES

NO

  • Billing address

  • Phone number

Square

Mastercard, VISA, JCB, Diner’s Club, American Express, Discover

AVS, CVV, Kount Command*

YES

YES

Supports Linked Refunds

Resort Charge - YES

NO

  • Billing address

  • Phone number

  • Requires access token

Windcave

Mastercard, VISA, JCB, Diner’s Club, American Express, Discover

AVS, CVV, 3DS, Kount Command*

YES

YES*

Resort Charge - NO.

NO

 

  • Customer name

  • Billing address

  • Zip code

*Kount Command requires a separate license and implementation with Kount, see Kount Command Documentation for details.